About Five Talents

Five Talents works through the Anglican Church in rural areas of East Africa to enable those who have no access to financial services to set-up and grow the small, often vulnerable, businesses they depend on.

Since our foundation in 2005, our donors have invested more £1.3m in grants across programmes in Kenya, Tanzania, DR Congo and Uganda. Unlike other charities which operate within an 'aid' model, we don't give donations away. Instead, we invest in sustainable, long-term impact by forming 'Trust Groups', providing our members with business training, and providing some of the world’s most marginalised communities with the basic financial infrastructure that much of the world takes for granted.

Read more about our hybrid microfinance model here or catch up on the impact our donors had in 2018 by reading the Five Talents 2018 Impact Report.


In 1999, we opened our US office and six years later, in 2005, the UK base was founded. Internationally, Five Talents has invested close to £4 million in support of programmes which serve 76,000 in 12 countries. In total, we have impacted more than 500,000 men and women since 1999.

The function of the UK and US offices is to raise funds for our local partners, with whom we work closely. In the UK, we have particular oversight and relationships with partners in Kenya, Uganda, DR Congo and Tanzania.
 


Our first programmes were opened in Kenya and Uganda in 2006. Following these successes, we launched our Tanzania partnership with MBF in 2007.

The UK branch has been directly responsible for investments totalling £1.3m in Kenya, Uganda, and Tanzania since 2006. Our programmes currently serve 15,000 active members, and our local partner organisations estimate that this allows us to impact 75,000 direct and indirect beneficiaries.

“CREATIVITY IS A GIFT OF GOD IN CREATION. FROM THE VERY BEGINNING OF THE BIBLICAL STORY OF CREATION, WE SEE THAT HUMAN BEINGS ARE MEANT TO DEVELOP AND OVERSEE AND CREATE. I AM PLEASED TO BE A PATRON OF FIVE TALENTS, AN ORGANISATION THAT, WORKING THROUGH THE LOCAL ANGLICAN CHURCH AROUND THE WORLD, CELEBRATES THE CREATIVE POTENTIAL OF ENTERPRISE TO BRING HUMAN FLOURISHING AND TO SUPPORT PEOPLE TO LIFT THEMSELVES OUT OF POVERTY.”

- Justin Welby Archbishop of Canterbury & Five Talents UK Patron

 

Our Vision

Our vision is to eradicate extreme poverty by restoring human dignity and creating strong, sustainable communities.

Our Mission

Transforming lives through economic empowerment.

 


The Anglican Church

Five Talents was founded at the 1998 Lambeth Conference of Anglican Bishops as a practical means of combating poverty. In sub-Saharan Africa, the church is often the primary, or indeed only, trusted organisation in many marginalised communities which have been neglected by other organisations. For more information click here.

 

Our Guiding Principles

  • We are a Christian micro-enterprise development organisation, motivated by God’s love to enable holistic transformation that empowers the enterprising poor to liberate their families from poverty. Our services include capacity development services, training, and funding for program infrastructure for group-based savings and entrepreneurship programs.

  • We are committed to serving the poorest and most marginalized communities, otherwise underserved by the commercial microfinance industry, to achieve real and lasting holistic, social impact in the lives our clients and their families.

  • We focus on opportunities to establish replicable programs that can become self-sustaining and achieve meaningful scale (i.e. potential for serving a minimum of 5,000 program participants) within 5 years.

  • We work through collaborative relationships with other development partners who share the same Christian motivations and foundation, and who are recommended to us by and/or are in partnership with an Anglican Province or Diocese in the areas where we work.

  • We are committed to excellence in our work and relationships with our partners, to honesty and transparency, sound stewardship, client protection and social responsibility.

  • We, provide financial services to the poor regardless of ethnicity, political affiliation or religion. We do not use our services or our influence as incentives to conversion. We believe this is unethical and dishonouring to people as well as to God. We do not use our faith as a ‘dividing line’ in the communities where we work (e.g., providing better loan terms or larger loan sizes based on client’s faith).

  • We are transparent about our Christian identity in our communication with all of our stakeholders incl. governments, donors, clients and partners.

  • We support partner organisations in their decision to hire indigenous staff. We treat all staff and volunteers, regardless of faith, race, ethnicity or culture with dignity, and grant them the equal professional development opportunities appropriate for their position.

  • We expect our senior leaders to be highly professional and competent and we desire to see spiritual maturity, reflecting Christ-like values in their life and work.

  • We recognise the sensitivities and challenges partners have in contexts of great poverty and where other world religions are in the majority. Each partner will therefore have their own strategy for the appropriate and effective expression of their Christian motivation in their own context.


Where to next?

What Is Microfinance   |   Who Benefits?   |  Get Involved