Programmes Throughout East Africa


Five Talents has been operating microfinance programmes in Tanzania since 2007. Through our partnership with the Anglican Church of Tanzania we provide financial infrastructure to areas which commercial banks cannot reach, allowing our members to pool their savings into community funds which can then be loaned out to help establish or grow small businesses. Five Talents UK has invested £412,721 in Tanzania since 2007, and during that period disbursed a total of £2.8 million in almost 30,000 small loans to 9,737 women in the Iringa region.

In line with our policy to focus on replicating our savings-led programmes, we moved to a ‘post-funding partnership’ with the Mama Bahati Foundation in Iringa in 2017 and launched a new savings groups programme in Morogoro, working in partnership with the Diocese and the Mama Bahati Community Development Organisation.

Morogoro experiences high levels or rural poverty; from our baseline, we know that 19% of households we’re working within Morogoro have 4 or more children aged under 17 to support, around a third live in earth-floored, grass-roofed homes, and 81% live on less than $2.50 / day (PPP).

Our five year programme in Morogoro aims to help 2,500 families learn how to save the little money they have, invest in small businesses and generate profits so that they can support their children, improve their homes and afford essentials such as nutritious food and healthcare.

Success Stories

We come across powerful stories on a near daily basis, and whilst trends and big picture statistics are important, we also want to show you how your donations make a difference on an individual level.

Read all about Hamida, one of our earliest clients in Tanzania.


Five Talents supported Five Talents Uganda from its inception until 2016, through grant funding and technical support. Five Talents has enabled more than 15,000 financially excluded members across 5 dioceses in Uganda to access financial services (savings, loans and insurance) along with training and mentoring. Thanks to the recycling of funds as loans are made and repaid again and again, in total an incredible £4.3m has revolved in small (each typically less than £150) loans during this period. This represents an enormous boost to rural economies and vulnerable households.

In line with our policy to focus on replicating our savings-led programmes, we moved to a ‘post-funding partnership’ with Five Talents Uganda in 2016 and launched a new savings groups programme in the region of Karamoja.

Karamoja has only recently emerged from decades of conflict and is Uganda’s most deprived region. It has the highest percentage of people with no education, the highest rates of infant mortality, and the highest rates of female genital mutilation within the country (UBS & ICF International, 2012). Our needs assessments show that 53% of target communities live below the extreme poverty line of $1.90 a day (PPP) and 84% live on less than $2.50 a day (PPP).

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In April last year, our local partner staff began training beneficiaries in small groups. Currently, the programme has 400 members and we expect to reach 800 families by the end of 2018. Our local partner is the Karamoja Integrated Development Services (KIDS), which is linked with the Anglican Diocese of Karamoja, but (like all of our programmes) is governed by a local board and is legally and financially separate from the local church. KIDS has a team of five staff all of whom are experienced community trainers.

Democratic Republic of Congo

Five Talents is started a new programme in the Democratic Republic of Congo (DRC), in partnership with the Diocese of Aru, Five Talents US and World Concern.

The need in DRC is huge; the population has lived through the deadliest conflict since 1950 and there are currently 4.5 million internally displaced people. Sadly conflict is ongoing in many regions, although Aru itself is currently peaceful and the local communities there are desperate for our combination of literacy, business skills training, savings and loans groups - as shown by the enthusiastic welcome our CEO Rachel received when she visited the fledgeling programme earlier this year! 


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