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Virtual Lunch in Karamoja, Uganda

This blog post was written by Megan Henderson, our Senior Communications & Events Officer.

WIth our partner, the Karamoja Community Development Trust (KaCDT), Five Talents has worked in the Karamoja region in northeast Uganda since 2017. Communities in Karamoja experience regular food insecurity due to drought and flooding. Many families are pastoralists and few have been to school. There is almost no banking infrastructure in the region.

The KaCDT Community Trainers and Programme Leader, Anne Lokure, are passionate about meeting communities where they are and enabling them to support themselves through Savings Groups, literacy and business skills training. Savings Group members in Karamoja are proud of their Group ownership and are building a brighter future for their families.

Recently Anne joined us on Zoom live from Karamoja to discuss the programme’s challenges and success since it began and particularly in the last 18 months due to COVID-19. The KaCDT Community Trainers also prerecorded messages to share what it is like working directly with Savings Groups. Hear their stories by watching the video below.

 
 

Bond Conference: What we’re learning

This blog post was written in part by several members of the UK team: May Mak, Rachel Lindley, Charles Harvey & Megan Henderson.

Tanga, Tanzania.

Tanga, Tanzania.

Bond is the international development sector’s network in the UK and is an incredible resource. This year our UK team attended the Bond annual conference virtually to continue listening, learning and evolving. Here are some highlights of what we learned throughout the week.

May - Sustainable Economy
Dr Jason Hickel, Goldsmiths - University of London, highlighted that low-income countries (LIC) contribute the majority of resources, energy and labour that go into the global economy every year (on which high-income countries (HIC) are utterly dependent) and yet receive a mere fraction of the income generated by the global economy. Plainly put, the poorest 60% of humanity receive only 5% of the income from global growth every year. Value is disproportionately produced by the ‘global south’ and yet disproportionately captured, consumed and capitalised by the ‘global north’. Dr Hickel calls for a paradigm shift from ‘charity’ to ‘justice’ - so that LICs are not producing for consumption in the ‘global north’, but growing to meet their own needs first; while HICs need to move towards economic degrowth. His closing words perhaps pack the hardest punch: “Poverty is a consequence of exploitation.”

Rachel - Impact beyond Western Ideals
Evaluation is too often something NGOs do TO communities rather than WITH them. The language we use (“capacity building,” “developing world”) reveals an inherent assumption of superiority; that we have capacity which we need to transfer to the developing world so it too can be developed. We need to unlearn these assumptions (decolonising our minds), and instead learn to recognise and value the inherent skills in the different communities and cultures where we work.

When evaluating projects, we should ask communities “What does success look like for you?” Institutional donors often evaluate against fixed timelines, outputs and outcomes, with tools to measure them and a formula for ‘Value for Money.’ These are not bad in themselves - measuring effectiveness through evidence is important. But we must learn also to value communities’ own goals, perspectives and ways of knowing, as well as organic, unplanned outcomes.

It may be hard for us to ‘let go’ of our Western models. We spent years developing the analytical skills valued so highly in our culture. We should invest time in unlearning too, and getting comfortable with different ways of thinking, knowing and understanding. If the community (not the NGO or donor) owns the project’s objectives and its evaluation framework, the project is much more likely to achieve real and lasting impact.

Charles - Power
Power is at the heart of all equality, diversity and inclusion work. It is important for us to understand power dynamics because people might perpetuate inequality without knowing it. That's why it’s helpful to think about the different forms of power each of us have - some are obvious and others are not.

Less obvious or invisible forms of power can have a big impact on our behaviour. There are internalised beliefs that affect social norms such as sexism and racism, and historic structures embedded in our society that privilege the interests of some people over others, such as patriarchy and settler colonialism. Both shape our sense of what is normal, right or real and impact the decisions we make.

While it is important to look at the power within ourselves - as organisations we also need to consciously think about who we invite to our discussions so we don’t exclude any voices that should be heard.

Being aware of power dynamics and looking critically at how NGOs operate is the first step to being more inclusive and ensuring we maximise the impact of our work.

Megan - Ethical Communications
Five Talents started reviewing our communications last year - we’re currently undertaking a language audit and continuing to evaluate the processes we use when gathering stories from members. But, there is still more for us to learn.

There is no one size fits all approach to informed consent when collecting stories. On top of that - even the language we use as a sector is contested. It’s important as an organisation to continue evolving. What works in the UK may not work for our partners! It is a constant process of reviewing and re-reviewing to ensure that:

  • Members hold the power in telling their story - it’s their story and should be in their voice;

  • Our work is displayed accurately, authentically and with context; and

  • We are not reflecting need as the only aspect of a community where we work.

Finding a balance to illustrate the work of our partners, appeal to funders and involve our members in content collection is difficult. We’re conscious that we are going to get it wrong sometimes! But we are grateful that our supporters are taking this journey with us as we work to make sure our content creation is always ethical and anti-racist.

 

We hope you’ve enjoyed these short snapshots of our learnings from this year’s Bond Conference. Why not join our next pop-in and ask us how we’re applying them in our work at Five Talents?

 

Our virtual Journey: the 2021 Tour de Talents

This blog post was written by Megan Henderson, our Senior Communications and Events Officer.

2021 Tour de Talents original route map.

2021 Tour de Talents original route map.

On the 1st May 2021 Five Talents set off on our first-ever virtual challenge: the Tour de Talents! We encouraged as many people to sign up as possible and asked participants to spend a week journeying with us across the six eastern African countries where we work. We started in Morogoro, Tanzania, and set our finish line at Bujumbura, Burundi to travel (running, walking, cycling or even swimming) a total of 2,848 miles. With the help of three generous sponsors (Eigen, Glorious Brands and Weatherbys Bank), each mile logged raised £1 and crossing the finish line tripled the pot to a total of £8,544 - and what a week we had!

The week started off strong - on the morning of 3rd May we had already arrived in DR Congo, passing through 5 of the 6 countries on our path! Each time we entered a country, we shared the story of one of our inspiring entrepreneurs from the new destination - such as Selena from Uganda and Mary from South Sudan.

“We have always found pleasure in helping someone less fortunate than ourselves. We were particularly interested in reading the success stories Five Talents published during the Tour.” - Erica & Dave, Tour de Talents participants.

Just 48 hours in, there were only around 700 miles to go to make it to our end goal in Bujumbura, Burundi. Our staff and sponsors were bowled over at the enthusiasm of our participants. It was a result beyond our wildest dreams. We had participants from as far as Australia logging miles, and people of all ages. One primary school teacher had her students logging miles as a class during P.E.!

“I happened to be on The Isles of Scilly last week, just walking and appreciating what I have, especially after the many months with COVID restrictions. I was delighted my trip coincided with the Five Talents challenge, and over the week I logged 80 miles.” - Glenys, Tour de Talents participant.

Route map from Bujumbura, Burundi, to Mombasa, Kenya, with a stop in Terekeka, South Sudan.

Route map from Bujumbura, Burundi, to Mombasa, Kenya, with a stop in Terekeka, South Sudan.

By the end of the day on 3rd May we had already reached Bujumbura, but we knew we had to keep our momentum going. Another generous sponsor joined us on our journey and we decided to stretch our finish line from Bujumbura, Burundi, to Mombasa, Kenya, where Five Talents will begin a new programme this year. Along the way we made a stop in Terekeka, South Sudan, site of another new programme - this added 1,813 miles to our journey!

“When I heard that Five Talents needed volunteers to do some miles for Tour of Talents, I was up for it. I enjoy running and cycling and the further the better. My approach was going to be different as two weeks earlier I had fallen off my bike and injured my shoulder needing surgery. I could not run but I could walk, and I could only cycle on an inside static bike. So, during that week in May I walked and cycled as far as I could knowing that every mile was bringing in valuable resources for Five Talents.” - David, Tour de Talents participant.

By the morning of the 6th May, our virtual team had travelled all the way to Mombasa with another big finish - and still our walkers, runners and cyclists were hungry for more! So we chose to stretch our target again to Nyapyidaw, Myanmar, encouraging everyone to log as many miles as possible in the last few days. 

By the end of 8th May the team of over 240 participants logged a total of 7,040 miles and met nine talented entrepreneurs along the way! Together, with the generous support of both the participants and our sponsors, we raised over £11,000 which will bring Savings Groups to over 440 new members. 

We’re incredibly grateful for the overwhelming success of our first-ever Tour de Talents. We know, as a team, we can accomplish anything.

“When people work together, things become easier. My Savings Group is a place of relief.” - Honorine, Savings Group member in Burundi

 

Measuring Social Impacts of microfinance: the ESG podcast

This blog post was written by Charles Harvey, our Director of Partnerships, Trusts & Corporate Fundraising.

From a Savings Group meeting in Tanzania.

From a Savings Group meeting in Tanzania.

When investing in the future, companies often consider three main factors: Environmental, Social impact and corporate Governance (ESG).

Companies and their stakeholders are becoming much more aware of the ethical impact of their decisions with recent pressing concerns about the environment and social justice. COVID-19 has also thrown a spotlight on these issues and highlighted the need for us all to take collective responsibility for our actions.

Along with this has come a new generation of consumers who want to make a positive and sustainable impact, reducing or removing any harmful consequences from their actions. It can be difficult for companies to demonstrate their ethical credentials without a clear and tangible story to tell about the positive impacts they have through their business.

Five Talents provides women and men around the world who have been marginalised access to financial services, and training on how to grow a small business. Our community saving and loans schemes bring about lasting and systemic change, providing education opportunities and sustainable income. Training is delivered locally with partner organisations in the country & region where we are working; Savings Groups create a sustainable route for income generation and bridge societal differences at home and in the wider community; and they are owned and operated by the members themselves - they elect their own leaders and make decisions as a Group.

Five Talents CEO, Rachel, recently featured on the ESG Foundation’s podcast to discuss the social impacts and outcomes of microfinance on the communities where we work, highlighting how investing in our work can make a real difference to communities that have been marginalised, helping them to become resilient to frequent economic and environmental shocks.

The ESG Foundation exists to focus organisations on the positive Environmental, Social impact and corporate Governance behaviours that are vital to the wellbeing of the stakeholders they serve. It is a social enterprise which promotes and invests in ESG.

Listen to the podcast by clicking here or on the audio below!

 

Faith & Hope in Uncertain Times

This blog post was written by Megan Henderson, our Senior Communications & Events Officer.

Dr. Rowan Willams is a long-time friend to Five Talents. As the former Archbishop of Canterbury he served as our Patron and visited our programmes. Last month Rowan hosted the first-ever Five Talents book club. He led a discussion around his book Candles in the Dark: Faith, Hope and Love in a Time of Pandemic, a series of meditations and reflections from the last year. We spent an hour with Rowan and left feeling inspired and uplifted. Join in on our virtual book club by watching the event below!

 

Reflecting on Black and British: A Forgotten History

This blog post was written by Megan Henderson, our Senior Communications & Events Officer.

IMG_4592.jpg

As Five Talents continues to look inward and recognise where the power and privilege lie within our organisation, our UK staff team has spent a lot of time reading, watching and listening. We realise that this is a long road and we are only at the start of our journey, but we want to share this process with you, our supporters, wherever we can. We know, much like our Savings Groups, that we are stronger together. We hope by sharing our journey with you, we can help each other recognise the power, privilege and biases in our lives. Poverty is an injustice - one that we have been fighting against for twenty years - but we know it is inextricably linked with other injustices too. 

Many of you may already know this, but actually: I’m not British! I’m an American expat who relocated to London in 2018 and began working for Five Talents shortly afterwards. When George Floyd’s death shook the world, I watched my American friends and family at a distance - I was unsure how to respond or act; unsure how I could show support and solidarity in strange mid-pandemic times a world away. While London and the UK were feeling more and more like home, my first home was recognising issues long overdue, and it made me think: what do I know about race in the UK? What issues are here just under the surface that I’m completely unaware of? My American genes made me feel like a foreigner here, but in reality my whiteness was still a privilege. I’m not truly seen as an immigrant in the UK until I speak!

Although there were some #BlackLivesMatter events within London and the UK, I didn’t feel safe going in the middle of the coronavirus pandemic, but I did feel this was the right time to think, listen and learn. US history and culture framed my mindset and my knowledge of racial injustice, but it was time to learn a bit more. So, I started to Google: what was it like to be Black and British?

I quickly realised, I wasn’t the only one searching! Black British history still isn’t widely taught in schools (Black history gets missed in many US schools too!), but David Olusoga wants to change that. He’s the writer and presenter of Black and British: A Forgotten History on BBC, which I highly recommend you give a watch. He’s written a book which provides even more detail than the BBC series and gives comprehensive context to the UK’s relationship with Africa and the Caribbean. But most importantly -- David has adapted his work for children too. As we begin to understand our own relationship to racial injustice, it’s important we look at what the next generation hears and sees so we can learn from our Black and British history rather than repeat our white and privileged past. 

 

Empowerment Comes From Within

This blog post was written by Megan Henderson, our Senior Communications & Events Officer.

Natalana speaks to a Group.

Natalana speaks to a Group.

Five Talents isn’t giving women power. The women we work with already have power - our programmes simply help them, and their communities, realise it. Empowerment is a process. Empowerment is building confidence. Empowerment is discussing women’s rights and the barriers to achieving them. Empowerment is helping women realise their potential. Empowerment is encouraging women that they control their own life. Five Talents is not giving women power - we’re supporting women to build a stronger future. In doing that many women become literate, start their own businesses and are elected as Savings Group leaders. They build their confidence, realise their voice and recognise their potential, themselves. 

Across our Kenyan programmes, 73% of participants were able to cope with emergencies and 82% increased their household expenditure - clear signs that Savings Groups are improving financial futures. In the same survey, 84% of female members reported improved household relationships too. Our Groups are a mechanism for change in individuals, households and whole communities. 

Natalana in South Sudan is the mother of five boys. She was her husband’s fifth wife which left no money to pay for her sons’ school fees. Her family barely had enough to eat. To support her family Natalana started a little shop. She was illiterate and did not have training or business experience, so she struggled to make a profit. Then - she joined a Five Talents Literacy & Savings Group.

“Before I knew it, I had been given my first loan for $75 from the Community Bank. You can’t imagine my excitement! So I used that loan to buy a small freezer so that I could sell cold soft drinks, which as you might imagine are very popular in South Sudan. I have since taken out and repaid three additional loans and now have two businesses – a restaurant and a household goods shop.

But it was two years ago, when the most amazing thing happened – I was named chairlady of the village bank. A bank with 565 members. The bank where I took out my first-ever loan. And, the first bank in our entire county.

As chairlady, I addressed the entire community at the bank opening. I told everyone how important it is to educate girls and through my speaking, everyone could see what a woman can do!”

Natalana’s profits paid for all five of her sons to attend school. Natalana chose to join her Literacy & Savings Groups to provide more for her family. Training and saving in her Group achieved that. But Natalana’s empowerment came from within.

 

Emmy Empowers Communities with Microfinance

Emmy Empowers Communities with Microfinance

This blog was written by Megan Henderson our Senior Communications & Events Officer.

Emmy Ronoh is many things: superstar trainer, brilliant leader, fearless entrepreneur and an amazing member of the Five Talents family! We are so fortunate Emmy (from our programme in Kericho, Kenya) had breakfast with us this month virtually on Zoom. She shared inspiring stories of the members she has supported and gave us a look at how her role changed when coronavirus lockdowns shaped Kenya’s economy and society. Check out our virtual breakfast below!

 

Shifting the Power in Five Talents

This blog was written by Rachel Lindley, CEO of Five Talents.

The ground from a MAF flight on the way to Marsabit, Kenya.

The ground from a MAF flight on the way to Marsabit, Kenya.

In December 2019, I read an article by Deborah Doane in the Oxfam Blogs series: ‘Are INGOs ready to give up power?’ It struck a chord and I shared it with our UK Board for their Christmas holiday reading. It calls out the aid industry’s ingrained practice of hoarding power over partners in the global South, who are “marginalised into the category of ‘local’ organisation by people with white faces and authoritative titles.”

The article continues: “INGO staff and board members still seem unable to let go of a model [...] which places a higher value on their own Northern white role.” Why is this? Doane quotes Stephanie Draper:  “There’s still a massive flow of funding coming from North to South. That holds uncomfortable power dynamics.” In other words, Doane concludes, “colonialism is alive and well in international development.”

I wanted to find out more about this colonialism in our sector and the #shiftthepower movement seeking to combat it. I wondered if Five Talents and our Savings Groups, with their emphasis on building skills and capital (two potent forms of power) in communities and making sure the ownership stayed with them, could be part of the solution? But then the new year 2020 began, the usual “To Do” list piled up… and in March, lockdown brought a whole swathe of immediate challenges to contend with. I forgot all about #shiftthepower. 

Two months later, the hideous murder of George Floyd followed by the Black Lives Matter protests erupting around the world rightly broke through the pandemic’s monopoly on our attention. Our little team discussed it at a meeting in June 2020, and debated how we should respond. Should we issue a statement standing in solidarity with our black brothers and sisters? Some felt that of course we must. Others felt that would be a hollow gesture unless we also added deeds as well as words. In the end, we committed to spending some time reading and reflecting first. We exchanged articles, podcasts and book recommendations. Our shared reading list is now many pages long. 

I remembered Doane’s article - and felt ashamed, as I educated myself for the first time on racism in the charity sector, that I hadn’t been aware of the plank in our own eye. Systemic racism, or “the imbalance of power and privilege” as Charity So White calls it, exists in every society. It must therefore exist in the development sector, in ourselves, and in Five Talents. Our Savings Groups might well be part of the solution - but Five Talents must be part of the problem too. How had this been a non-issue for us before now? How many times had we perpetuated racism - unconsciously, yes, but that is no excuse.

As we woke up to the structural racism we are inevitably part of, we knew we had to do more than read. We ended up writing a blog about building the new normal and encouraged others to discover, listen, learn and become anti-racist. We used the excellent Charity So White campaign and their thought-provoking questions for charity leaders. In July 2020, we invited a facilitator to conduct a workshop with our staff and our Board together, to help us have “a conversation about power and privilege.... a conversation about how the structures and cultures within our sector reinforce inequality in our sector” (CharitySoWhite’s words again). It wasn’t easy or comfortable - but as we had all finally learnt, it isn’t supposed to be easy or comfortable.

After the workshop, all of us - staff and trustees - wrote up our reflections and responses to the six CharitySoWhite questions. From the 20 pages, we distilled 20 actions, ranging from increasing diversity on our Board to decolonising our language, from exploring where power really lies in Five Talents to undertaking unconscious bias training and committing to tackle ‘white gaze’ in our communications. 

We have conducted an audit on our recruitment practices to minimise the risk of them being exclusionary. We have re-written our grant agreements with our partners and changed the way we budget, seeking to address inequality of power in our partnerships. We have read up on ‘ethical content gathering’ and booked into some training to ensure our partners’ voices are heard in our communications. We are working on a review of the language we use, recognising that it implies value judgements, and we are seeking to recruit more trustees for our UK Board from minority ethnic backgrounds. We have asked our International Board to reflect on where decision-making power lies in our organisation and whether Board membership is representative. Whose voices are missing, or unheard?

We have started, along with many of our peers in the charity sector - but we all have a long way to go. None of these steps alone is sufficient, and after centuries of accumulated power and privilege, we expect some resistance and we expect to make mistakes. Seeking change feels hard and slow - but how much harder for those not born into hugely comfortable white privilege, as I was? And so we must commit Five Talents to do more to tackle racism in our own home and deliberately shift more power to our partners in the majority world. 

Given how easy it is for this important, challenging work to be lost in the day to day busy-ness, we need to hold ourselves accountable. Each year, we will report on what we’ve done to #shiftthepower and be more anti-racist. And we ask you, our supporters, to challenge us whenever you see us exhibiting colonial attitudes and hanging onto power. We are all born into systems - but that means we can all help to change them.

What does a literacy & numeracy lesson look like?

This blog post was written by Megan Henderson, our Senior Communications & Events Officer, and photos were taken by Jean Bizimana from Taking Pictures, Changing Lives.

In many remote areas where we work literacy and numeracy levels are low. Often communities were unable to access education and our literacy and numeracy lessons are where they learn to read and write for the first time. Literacy and numeracy are important foundations for any business and for transparent, self-managing Savings Groups. For our members to save and build businesses which sustain their families, reading, writing and counting is their first step. But we have found the benefits stretch far beyond the functional - learn more below.

A Group meets under a tree in Karamoja, Uganda, for their literacy lesson.

A Group meets under a tree in Karamoja, Uganda, for their literacy lesson.

When we are invited to begin a programme, we help the community identify its own needs and, if low literacy is a challenge for them, we help them to choose a literacy and numeracy programme which best serves them. Some choose to follow a government curriculum whilst others choose a participatory adult learning approach pioneered by our partners, the Mothers’ Union in our joint programme in Burundi. This Group in Karamoja is meeting outdoors under a tree. Their trainer has brought a chalkboard and chalk for their lesson.

The trainer brings a chalkboard for the lesson.

The trainer brings a chalkboard for the lesson.

Many members keep a workbook to take them through their lesson. These workbooks can go home with the members so they can practise away from their Group too. Some members have said they practise alongside their children while they do their homework. Our trainers tell us often the first hurdle for members is holding the chalk or a pen. Lucy, a trainer in Karamoja, taught her learners with sticks and dirt first, “When the programme started things were not easy. I instructed my learners to sit, relax, and write in the dirt. Now they can join letters on the chalkboard and are eager to do more.” Our trainers are brilliant at adapting and finding ways to meet the community where they are to help them move forward.

Member holds on to their pencil.

Member holds on to their pencil.

Member with their literacy workbook.

Member with their literacy workbook.

Literacy lessons are tailored to the community. This means trainers have deep knowledge and understanding of the community where they work, and learners are taught in their local language. Sometimes, where multiple languages are spoken, trainers will deliver lessons in two languages.

Member writes on chalkboard.

Member writes on chalkboard.

Member solves math problem.

Member solves math problem.

Literacy lessons are not unlike what happens in regular schooling: Groups sound out the alphabet, and begin to learn different words and phrases.

But what is unique about the literacy training is how it addresses what goes on in each community. Each lesson covers a topic, chosen by the community itself.

For example, when Rachel visited a Group in Burundi the community was worried about the lack of rainfall, and they traced the cause back to soil erosion. The trainer facilitating the lesson used the different vowel and syllable sounds in ‘soil erosion’ (in the local language) to have learners practice their literacy - but first, the Group had a meaningful discussion about too much tree-cutting and the effects it could have on their community. They also discussed the solutions they could think of to tackle it, and increase rainfall. Finally, they used tree-cutting as part of their numeracy, forming mathematical questions such as: how many trees do you have if 10 are planted in the morning, but 3 are cut?

Literacy lessons are a tool for change. Communities build essential skills for forming a business but they also become advocates of change in their community and use their resources and knowledge to tackle challenges they face.

When our Groups complete literacy training they graduate to become Savings Groups. If you’d like to see what a Savings Group looks like you can click here.

Finding Hope, Energy and Resilience in 2021

This blog post was written by Neil Sandy the Chair of Trustees for Five Talents UK.

Church and Group members in Marsabit, Kenya.

Church and Group members in Marsabit, Kenya.

After a quiet Christmas, 2021 is finally underway! Returning to work, 1 in 30 of my work colleagues in London are struggling with COVID-19. Many more are managing high levels of stress and mental wellness issues I suspect. The challenges we face can feel significant and even more so in the depths and darkness of winter.

Whilst many of us enjoyed some downtime over Christmas and began to see our vulnerable relatives receive the vaccine, for many of our friends in Africa, having a break from the day-to-day routine is not something that is compatible with living your life in economic poverty; always living on the cusp of not quite having enough to feed your family, not having somewhere safe and comfortable to live, not easily accessing and being able to afford clean water to drink or wash with, or being unable to pay for medical help and a good education.

At Five Talents we work with amazing partners around the world to help communities build sustainable livelihoods which restore dignity to those who want and are able to work. Our members strive to make a living, explore their talents, contribute in their wider community and are wonderful role models to their families.

At the moment we are learning much from our African friends about what it is like living with so much more uncertainty whilst coping with a lot more routine. Dealing with the threat of unemployment, an interrupted education and an awareness that should I fall sick I might not be able to get the help I need, are now experiences we have in common and can empathise with to more of a degree.

Of course, our eventual outcomes will likely be very different. Our African colleagues look on and offer their support and prayers, ask questions about what they hear in the media with genuine concern and love: the vaccine, our stretched NHS, a mutating virus, the mental health issues, the list goes on. They know that the world’s institutions are under unprecedented strain. We are constantly humbled by our partners’ daily prayers for us in our time of national need. There is much we could learn from them, both spiritually and practically.

With love and support for one another we can help generate more hope, more energy and resilience and so often find it from places we didn’t realise we stored it. It is these shared lessons and stories that are bringing us comfort and hope; and with your continued support we are so looking forward to our work together at Five Talents in 2021. Our work is needed now more than ever.

From our Partners: Lessons Learned

These excerpts come directly from our partners and were compiled into this blog post by our Senior Communications & Events Officer, Megan Henderson.

Rainbow in Marsabit, Kenya.

Rainbow in Marsabit, Kenya.

Earlier this year we asked partners to reflect on what they had achieved in 2020. We had lots of great responses and we were delighted to share them with you in their own words. The Five Talents family has learned so much this year, and so recently we asked our partners again, what did they learn and see this year? We’d like to share a few of their responses with you below, again in their own words.

Cynthia, Butere, Kenya

I have learned a lot this year and some of the lessons learned are:

  • The community and I need to be ready for uncertainties that may occur in one’s lifetime.

  • We need to have some savings that will cushion us in tough times.

  • We need to live a healthy life to protect ourselves from diseases.

We have learnt the communities that we work with fall in the category of those who live from hand to mouth. It has now been proved that most of our communities don’t have ways to absorb calamities and crisis, but COVID-19 has provided a reference point to teach on the need to make savings from the little expenditure we get. 

Claudette, Burundi

This year, as always I am proud of all the work done. But one of the most important is that we have been able to help community members through Saving Groups to be aware of and get prepared for COVID-19. This year taught me more about God's protection to me and to the communities where I am working.

‘God is our refuge and strength, an ever-present help in trouble.' Psalm 46:1.

Although coronavirus is bad, the love, care and solidarity demonstrated all over the world revealed a sense of humanism.

Jesca, South Sudan

This year taught me to be committed, to work hard, to be patient, prayerful and to love the communities I work with. 

Positively, COVID-19 has taught me to be alert and to adhere to the instructions and improve our health habits. People have been forced to do business and savings in order to sustain their lives, it also made us strengthen relationships with other friends like Mary Sumner House (Mothers’ Union) on Zoom conferences. 

Sarah, Bolivia

This year has taught me that the word "relief" is not bad in these times. We cannot eat if our neighbour does not have food; I cannot enjoy my pets if there are others in the streets being abandoned by circumstances...

It is important to work on ‘development,’ but as God says ‘everything has its time.’ For mercy, the whole community joined forces to relief first, and then develop, with ideas, encouragement, support, publicity, clients, everyone can help because everyone has talents. People are looking more for God; they are more sensitive to help, especially to small businesses; there is compassion for the most vulnerable.

 

A Year on: Making Progress in Marsabit

This blog was written by our Senior Communications & Events Officer, Megan Henderson.

Group members in Marsabit, Kenya.

Group members in Marsabit, Kenya.

Last year supporters like you raised £88,703 to support our newest programme in Marsabit, Kenya. Marsabit has a difficult climate -- it is incredibly dry and men often migrate with cattle for pasture leaving women to look after the children. Often these women did not have the chance to go to school, many cannot read or write, and they do not have a stable income. This is where Five Talents and our partners come in.

The programme in Marsabit has gotten off to a strong start thanks to your gifts, although Coronavirus restrictions did of course slow progress earlier in the year. The Programme Leaders in Marsabit were able to complete much of the planning and programme design early in the year and with small group consultations. They are keen to keep pushing forward. We’d like to introduce you to one of our Marsabit Programme Leaders, Joseph.

“I have always worked for microfinance institutions all of my career. When the Diocese of Marsabit advertised the job for Programme Coordinator, I wanted to apply. I had first heard about the work of Five Talents when a team from the UK visited Marsabit in 2019. I had previously worked at Kenya Women Finance Trust, a microfinance organisation for women, so the work of Five Talents interested me.

Joseph, one of our Programme Leaders in Marsabit.

Joseph, one of our Programme Leaders in Marsabit.

I am using my experience in microfinance and I am learning too. Change re-energises. I was seeking greener pastures and this role has given me new challenges and opportunities to help others. So far, I can see the programme is providing a platform for dialogue for different groups to openly discuss issues affecting them and chart possible solutions on how to overcome them. The programme has also given the Diocese of Marsabit an avenue to support and help women who do not usually have these opportunities. The poor and vulnerable now have a voice. Through the programme, we are listening and supporting them to make the solutions happen.

We aim to work with what people have and implement their own solutions to their felt needs. Successful implementation will teach people to solve their problems and tackle poverty by working together as opposed to waiting for the government, Church or politicians to give handouts. Women will be able to demonstrate their potential and capability if given the opportunity, by creating wealth for themselves and their community. I look forward to seeing this as Savings Groups are established.”

We had hoped to begin literacy and savings group formation this year, but COVID restrictions on travel and group gatherings (essential in Marsabit where the doctor to patient ratio is 1:63,825) have inevitably delayed us. Joseph and Revd. Elema (our other Programme Leader in Marsabit) have conducted a needs assessment and workshops with local leaders and the local Board. They have also been able to conduct some outreach visits to communities so that members are ready to join once the groups are able to begin meeting. 

The next step will be to hire community trainers and conduct the training of trainers who will start with teaching literacy and numeracy - something communities have told us is a priority. We’re excited by all that Joseph and Elema have managed to achieve this year in spite of all the challenges, and we look forward to bringing you more updates from Marsabit as the programme develops.

Meet a Microfinance Member: Mary from South Sudan

This blog post was written by David Chaves from our US office with information collected by programme staff in South Sudan and edited Megan Henderson, our Senior Communications & Events Officer.

Mary from South Sudan.

Mary from South Sudan.

Mary is a member of a Savings Group in South Sudan. Before joining the Group, Mary did not have a business and her husband had left her for another wife. Mary was trying to care for her three young children alone and getting enough food for them became a daily challenge. 

Fortunately, she found hope in her Group. Mary’s Savings Group prayed for her and encouraged her. With their support and access to financial services and businesses skills training, Mary decided to start her own business. 

Mary surveyed potential customers to identify and prioritise their needs to help her formulate a business plan. When she was ready, she took a loan from her Group for £30 and began her own tea shop!

Today, Mary sells spiced black tea, hibiscus tea and coffee in her shop. Each week, Mary makes about £17 in profit. She uses half of her profit to feed her children. 

Now, Mary says her children have more than enough to eat, “These changes have happened as a result of having an income. We are healthy and have enough to eat due to that income.” 

Being part of the Group has brought Mary fellowship. Some of her neighbours have seen her struggle and watched her emerge as the sole provider for her family. Now, they will come and share their burdens with her so she can pray for them too. She is trying to be a good example to them.

Mary has dreams to expand her business. Mary’s dreams give her hope for the future, all thanks to the support she found in her Savings Group.

Teaching, training & facilitating in Burundi

This blog post is a transcript put together after an interview with Mothers’ Union Burundi Co-ordinator, Claudette Kigeme, in August 2020. Claudette leads the Mothers’ Union / Five Talents Literacy and Savings Groups programme in Burundi.

Claudette (right) at a Savings Group meeting. Picture by: Ross Oscar Knight.

Claudette (right) at a Savings Group meeting. Picture by: Ross Oscar Knight.

Question: What makes you passionate about the work that you do and about literacy & numeracy training?

“I was born and grew up in Burundi, where I can see the difficult conditions people are living in, especially women. The reason I feel passionate about literacy & numeracy training especially is that I understand how challenging it is to be illiterate. As a Christian just imagine how you would feel if you were unable to read the Bible. Many people have been coming to church hearing the sermon and what was read on Sunday, but were not able to read by themselves when they go back home. This was a frustration, and when they get this chance [for literacy & numeracy training] you understand how it’s easy for them to jump on that opportunity.

While I was educated many women did not have that chance, I think that it is by the grace of God that I became educated. At the same time it was a preparation for the work that I am doing today. To understand my blessings I feel that I must also embrace others; this is what’s passionate in me - because I have been given to give.”

Question: What was education like for you in Burundi?

“In Burundi there is first education from parents, but also there is formal education which equates to going to school. And we know that especially in the old time, and even now, that not many girls do have the chance to go to school. The kind of education that we receive in our families can help someone be empowered or hinder their own development. For example, girls get education which sometimes puts them not on the same level as boys. For me I was blessed to be in a family which gave me all the opportunity, starting from home but also at school, to use all my potential.”

Claudette attending a meeting in Burundi. Picture by: Ross Oscar Knight.

Claudette attending a meeting in Burundi. Picture by: Ross Oscar Knight.

Question: You have previously said that you’re not a teacher, you’re a facilitator. Could you explain the difference?

“To me, a teacher is seen as an expert who provides already-made notes to his audience. But a facilitator helps his audience to bring out knowledge that they already have. Savings Group members discuss matters relevant to their lives; they are the most experts of their living conditions that they can be. When they are discussing solutions to their problems they know what can work and what can’t work in their context. I only help them with the tools and they make their own choices and their own decisions. The reason I say I am just facilitating and not teaching is because I can not say that I am an expert in their situation and all the surrounding situations.”

Question: What do you think training gives the literacy groups & the Savings Groups beyond skills? When you see these groups evolve do you see a change in their confidence or in their outlook?

“The literacy & numeracy training we provide transforms the Group holistically. They work together in transparency, as everyone now can read and write. When people are working transparently you see that everyone is open. The members become empowered and they are able to use their potential because we see that those who used to be desperate regain self confidence, dignity and hope for the future. You see that they develop mutual support and a good relationship.

We ask members about the impact of the programme, and you always hear that they talk about the love which they have. That those who used to be lonely now have friends. It is really empowering them and bringing them unity in the Group. You feel it’s not only a business of money but it’s become a second family.”

Meeting Morogoro

This blog post was written by a Five Talents Supporter, Alison Yeo, who travelled with us to Tanzania in 2019.

An entrepreneur in Tanzania feeding her cattle.

An entrepreneur in Tanzania feeding her cattle.

I have been to several Five Talents events and always enjoy hearing about the inspiring projects which are being set up and supported in eastern Africa. In May 2019 I attended a Five Talents event, “Learning through the Lens” and saw wonderful photographs taken by Adam Dickens of Five Talents members and programmes. After the event I decided to take action and was delighted to be able to join the small group on a trip to Morogoro in Tanzania to see the work for myself.

I met my fellow travellers at Dar-es-Salaam airport in the late afternoon and the journey by mini-bus to Morogoro was the first experience of the trip. After getting out from the city the tarmacked roads became more like dirt tracks. Due to recent flooding, there were many deep potholes and ravines so progress along them was slow. In places part of the road had completely washed away

Our first day in Morogoro was Sunday and the group from the UK gathered together to attend a service at the local church. Arriving outside we could see by the crowd that this was going to be a well-attended event and many people welcomed us with handshakes and smiles. Towards the end of the service, our group from Five Talents introduced ourselves in front of the church.

We met Lugenge, the Five Talents Programme Leader in Morogoro, who would be the guide for our stay. In the afternoon a meeting was held with the Bishop, and other representatives of the Diocese to discuss the status of the local initiatives and saving schemes. I realised then what a large area had to be covered by the Five Talents trainer team in Tanzania. Lugenge told us that to get around the difficult, vast terrain he had a motorbike (which he was very proud of).

During the next few days, we attended a couple of the Savings Group meetings. The Group’s treasurer and leaders would ask each Savings Group member, in turn, to come up to the officer’s table and the money they deposited would be recorded in the Group’s ledger. We were also able to meet with several of the members who had borrowed money from their Savings Group in order to set up their businesses. These varied in size and purpose and included farmers with livestock (such as cows or chickens) to sell, shopkeepers and an inspiring lady with a sewing machine who made beautiful wicker baskets.

Wherever our group went we were met by kind members of the local community.

I feel very lucky to have seen some of Five Talents work in person. I now enjoy hearing about progress in Morogoro during virtual Zoom meetups even more.


You can join these virtual meetups or other Five Talents events by clicking here. Five Talents is not currently planning any supporter trips due to COVID-19 but you can learn more about a programme visit and register your interest for future trips here.

An update on Coronavirus

This blog post was written by Rachel Lindley, CEO.

Programme leader, Emmy, in Kericho disseminating health messages.

Programme leader, Emmy, in Kericho disseminating health messages.

Coronavirus is continuing to impact the countries where we are working. We are continuing to work with these steps for ALL our Savings Groups:

  • We are disseminating health messages and health training - particularly important as we have found in our surveys that some communities are unaware of the virus or how to protect against its spread.

  • We are learning how Groups themselves are considering addressing needs.

  • We are seeking to ensure Groups have a plan in place in case restrictions are brought in again (eg. how to keep their funds safe - or how to share them out).

  • We are seeking to ensure Groups are prepared for coronavirus to return or associated restrictions to become harsher again - eg by facilitating field officers to help groups identify where they can source water and soap, who are the most vulnerable in the community, who might be able to help them).

  • We are carrying out a survey to identify communities in particular need due to COVID-19, and what those needs are.

  • We are mapping which other Church agencies, aid agencies or government agencies are active in the communities and might be able to offer relief in case of need.

  • And, thanks to the mapping exercise of other agencies above, we will seek to link communities in need with those other agencies.

  • We are considering how Groups may be able to rebuild their communities post-COVID.

  • We want to continue to lend communities a hand up, not a hand out. Our Savings Groups are both part of the need and part of the solution (groups of women in the hardest-to-reach places, used to leadership, organising, handling money... A great asset in the response as well as being some of the neediest people themselves).

We will continue to provide updates on how our Groups are operating as the pandemic continues. Please keep an eye on our website or join our mailing list for these details.

From our Partners: Reflection and Moving Forward

These excerpts come directly from our partners and were compiled into this blog post by our Creative Communications & Events Officer, Megan Henderson.

A Savings Group meeting in Karamoja, Uganda.

A Savings Group meeting in Karamoja, Uganda.

Our partners have made great strides in helping our members continue to build community resilience and sustainable businesses. We asked our partners to reflect on what they have achieved and learned so far this year, even in the face of adversity. Our partners and the communities where we work are used to crises but coronavirus posed a unique challenge as many countries faced lockdowns and could not operate businesses normally. We had many great responses from our partners and we’d like to share a few with you below in their own words.

Lugenge, Tanzania
Our community's faith strengthened by asking God for forgiveness and healing. Also, our community had no plan on how to live during the time of hardness while after corona they mostly think about it and putting plans in place for future uncertainties.

As human, personal or as a community we plan to live with vision and objectives but we need to understand more about the challenges towards getting to our achievements and let's not be rigid for replanning.

Anne, Uganda
This year has taught me and the community to have contingency programming alongside the normative for easy response for emergency and also having reserves to cater for any emergency. 

The positive thing coronavirus has given us is improved hygiene and sanitation (hand washing, sanitising whenever you get in contact with any thing or any person).

Cynthia, Myanmar
I can learn many lessons from the programmes such as: Things may not be easy to receive successfully. You have to be patient and pull them to reach our goal. 

Because of COVID-19, we can learn Zoom techniques to communicate with our participants and communicate more with Viber and Messenger so that they know how to use it. One third of our programme was completed through internet communication. We pray for each other during the difficulties.

Now we are facing the second wave of COVID-19 and work from home again. Please do remember us in your prayers and we also pray for you.

Maneka, DR Congo
We are most proud that Five Talents has worked with us even through COVID-19. Whilst others (NGOs) have closed their activities in this period, with Five Talents we have kept working.

This year has taught us that the future is not ours, it is in the hand of God. Families who used to live apart because of work are now living together and the virus has caused more awareness of hygiene especially when there is a crowd. People are looking after one another. We are part of the community.

An honour and a challenge!

This blog post was written by our Director of Fundraising, Sue Johns.

Sue at a meeting with Programme Leaders in Morogoro, Tanzania.

Sue at a meeting with Programme Leaders in Morogoro, Tanzania.

If you've heard me introduce myself at a Five Talents event you will know these words "I thought Five Talents was going to be my wind down job to retirement, instead it's been a complete wind up!"

Despite how that might read on paper it was always delivered with a smile and a twinkle in my eye because my time at Five Talents has been such a joy and blessing. I've had three different roles and went from full time to 24/7 and gradually a more reasonable part time role now.  You might query 24/7 - but it's entirely out of choice because I'm so passionate about our work and in awe of the determination and resilience of our members.

So, you'll have guessed by now that I am finally retiring at the end of the year! It was always in my plans but this final year has really thrown a curved ball or two to ensure I keep on my toes up until the last minute. 

However, this won't be the last that you hear from me because I have been elected to be the next Chair of Five Talents International - the overarching body that draws its membership from all three country Boards (Kenya, USA and UK).  It is a huge honour but also an exciting challenge as I transition from being part of the staff team to becoming a non-executive Chair at the end of the year. 

Collectively we have grand plans to grow our work and reach out to ever more members - so I am thrilled to be able to continue to use my skills to help with this vital work. Thank you to all of you, our lovely supporters, who have made my job fundraising a breeze. Your generosity has helped our members across the globe continue to learn, earn, save and invest in the future. I'm excited to remain part of that future in a new way - still helping Five Talents on our mission to strengthen communities and transform lives through economic empowerment.


If you have any questions do feel free to reach out to me while my Five Talents address is still working: sue@fivetalents.org.uk !

South Sudan, Soundwaves and Sandi Toksvig

This blog post was written by our Creative Communications & Events Officer, Megan Henderson.

Aamira at her business in South Sudan.

Aamira at her business in South Sudan.

Recently, we introduced you to our member, Aamira, through our BBC Radio 4 Appeal which aired from 26th July - 1st August 2020. If you haven’t had an opportunity to hear Aamira’s story, presented by Sandi Toksvig, we encourage you to listen to it here!

With support from her Five Talents’ Savings Group Aamira was able to rebuild her life after war and conflict invaded her village and left her without a husband or a home. Through it all, Aamira dreamed of a better life for herself and her four children.

The small grocery business Aamira started with help from her Savings Group is thriving, and she is still operating during the pandemic because her goods are considered essential. Aamira’s business is paying for her children’s school fees, medical care and the rent for their home. And recently with her income, she was able to buy a plot of land - one day, she hopes to build a home of her own.

Aamira keeps dreaming big and achieving more. All she needed was a little helping hand from her Five Talents Savings Group.

“Life was difficult, but now I am happy.”  - Aamira, South Sudan

Your support of our BBC Radio 4 Appeal will help women in eastern Africa achieve great things, just like Aamira. Sandi Toksvig visited our programme in Tanzania 10 years ago and today a basket from the journey sits on her desk to remind her of the women she met there. Sandi’s support telling Aamira’s story has helped bring Five Talents to new audiences across the UK.

"I love Five Talents, it's so simple. It's such a great idea, and it's so wonderful to have something that you truly feel you can get behind. I think they deserve all the money in the world."

So far, the appeal has raised over £15,000! We’ve attached a special message from Sandi below.